Planning
Funding Their College Future: How Parents Can Prepare During High School Years
College may seem like it’s still a long way off when your child first starts high school. However, time has a way of flying by, so the sooner you start making college funding plans, the better. Smart financial planning decisions now set the stage for a smooth, stress-free transition later on. This is the…
Read MoreContribution Rates for 2025: 401(k)s, IRAs, and Catch-Up Contributions
Financial planning in preparation for retirement isn’t something you do just once. It’s important to regularly revisit and review your strategy to ensure your efforts are still on target with your ultimate goals. (Once a year is optimal.) Regular reviews and adjustments also keep you updated on important information, like current contribution limits to retirement…
Read MoreWhat If Your Kid Doesn’t Go to College: Alternative Uses for 529 Plan Funds
A 529 savings plan is a fantastic tax-advantaged option if you’re currently focused on building college savings for your child. But what happens if your child decides against pursuing the traditional college degree you imagined for them? Thankfully, 529 plans are more flexible than you might think. Yes, they’re best suited for traditional education funding,…
Read MorePersonal Finance Calendar – Planning Your 2025
The first few months of a brand new year are good for more than just planning a new workout routine or revamping your diet. They’re also the ideal time to take your personal finance planning game up a couple of notches. But smart financial planning is about a lot more than working on your savings…
Read MoreGetting in Financial Shape: What You Need to Know About Effective Financial Planning
Working out and eating right are important investments in your long-term quality of life, but so are airtight financial planning and the development of good personal finance habits. Whether you’re currently looking to build your investment portfolio, add to your retirement savings, or something else entirely, a structured approach is the best way to make…
Read MoreBuilding A Foundation In Ever-Changing Times
The mid-career phase of your life can be one of the most exciting and rewarding for so many reasons. This is the stage when you’re busy fleshing out your dreams and building the bright, secure future you’ve always dreamed of. However, life at that stage can also feel like a delicate balancing act with many…
Read MoreEstate Planning: What You Need To Know
Get estate planning advice to develop a clear understanding of what estate planning is, who needs to prepare for it, and steps to take to secure your beneficiaries’ financial future. Discover why proactive estate management is a key part of retirement financial planning in this comprehensive guide. What Is Estate Planning? Let’s begin with the…
Read MorePost Divorce Budgeting
Divorce means now you’re the CFO of the household. That may be a change from when you were married and one spouse may have assumed much of the household financial responsibilities. Think of it as an empowerment opportunity to do financial things your way. Now, your money will be a reflection of your priorities. It’s…
Read MoreMy Financial Plan | Gain Financial Stability
Any rock climber knows to set a “lock-in-a-rock” to help prevent the climber from falling too far below the terrain the climber has already scaled. It’s as much a safety measure as a way to lock in conquered terrain. Climbing is similar to investing: you don’t want to give up what you’ve already conquered. The…
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