Making confident financial decisions is more important than ever, especially in a state as diverse as Missouri. Whether you’re building your savings in St. Louis, managing investments in Columbia, or preparing for retirement in the Lake of the Ozarks, having a financial expert by your side can make all the difference. Missouri’s financial landscape—marked by regional cost differences, distinct tax rules, and a mix of rural and urban living—means your financial strategy should be as unique as your goals.
At MyStages®, we connect you with experienced Missouri financial advisors who can help you navigate everything from budgeting and saving to retirement and estate planning. Our professionals understand local trends and statewide policies, helping you make choices that keep you on track, no matter what stage of life you’re in.
Contact Us
Share a few details with us, and you’ll be on your way to our first meeting. We can’t wait to get to know you and your goals and dreams.
Our Network in Missouri
With MyStages®, finding a financial advisor in Missouri has never been easier. Whether you’re living in a metro area like Kansas City or a smaller town like Rolla, our statewide network ensures you can access knowledgeable, certified professionals close to home. From Springfield to St. Joseph, Jefferson City to Cape Girardeau, we provide financial guidance tailored to your life, your community, and your financial goals.
Our Missouri financial advisors are here to serve residents at every career and life stage. Whether you’re planning to buy a home, grow your investments, or create a retirement strategy, we’re committed to helping you move forward with confidence. There’s a financial advisor in Missouri ready to meet you where you are—and help you plan for where you’re going.
How Can We Help?
Your financial goals are unique, and so are our solutions. Whether you’re facing big decisions in the heart of Kansas City or looking for peace of mind in the quiet suburbs of St. Louis County, our Missouri financial advisors offer practical, personal, and expert-driven services designed to help you take control of your future:
- Financial Planning: Don’t make your financial future up as you go. We’ll help you map out a plan that matches your income, life goals, and values. Our advisors create plans that are flexible enough for life’s surprises and solid enough to keep you on track.
- Investing: From first-time investors to seasoned professionals, we tailor your strategy to your stage of life and risk tolerance. Our investing support helps you grow wealth at a pace that fits your lifestyle and your financial goals.
- Insurance: Missouri residents face everything from seasonal weather risks to rising health costs. We help you evaluate the right type and amount of insurance—from health and life to homeowners and long-term care—so you’re protected without overpaying.
- Retirement / Pre-Retirement: Whether you’re a decade from retiring or just starting to plan, we help you take smart steps toward the retirement lifestyle you want. From portfolio adjustments to Social Security prep, we help you retire on your terms.
Financial Expertise At Any Stage of Life
With MyStages®, you don’t have to guess your way through financial decisions. Whether you’re fresh out of college or enjoying your retirement years, our Missouri financial advisors provide stage-specific insights so your strategy evolves as your life does.
- Early Career: If you’re beginning your career in Missouri, you’re likely facing student loans, entry-level salaries, and new budgeting responsibilities. We help you create a foundation that includes emergency savings, debt management, and realistic financial goals.
- Mid-Career: As your career and income grow, so do your financial responsibilities. Maybe you’re buying a home in Columbia, building college savings for your kids in Blue Springs, or reviewing insurance coverage. We’ll guide you through it with confidence.
- Pre-Retirement: The years before retirement are your time to fine-tune and protect your progress. Our advisors help you balance aggressive saving with smart investing, review Social Security timing, and prepare estate documents that match your goals.
- Retirement: In retirement, it’s all about balance—between enjoying life and making your money last. Our advisors offer personalized strategies for Medicare, long-term care planning, and managing fixed income so you can stay comfortable and secure.
Missouri Financial Facts
Missouri offers a financially accessible lifestyle, with affordable housing, moderate taxes, and strong economic diversity. Whether you’re planning long-term investments or saving for your first home, knowing the numbers can help you make better choices.
Income
- The median income in Missouri is approximately $57,580, which is below the national average of $65,470. Wages vary widely across the state—larger metro areas like St. Louis and Kansas City often offer higher-paying opportunities, while rural areas benefit from a lower cost of living.
Housing
- Missouri remains one of the more affordable housing markets in the U.S., with a median home price around $257,800. This is significantly below the national average of $433,229, making the state a great place for first-time buyers and retirees alike.
Taxes
- Sales Tax: Missouri’s base sales tax is 4.23%, with local rates bringing the average combined rate to about 8.38%—notably higher than the national average of 6.44%.
- Income Tax: Missouri uses a progressive income tax system, topping out at 4.7% for most earners. The lower brackets help middle-income families keep more of their earnings.
- Property Tax: Missouri homeowners pay an average effective property tax rate of 1.01%, which is slightly below the national average of 1.04%, keeping annual housing costs more manageable.
- Unique Missouri Taxes: Residents should also be aware of the 1% earnings tax in Kansas City and St. Louis for those living or working within city limits, a reduced 1.225% state sales tax on groceries, and Missouri’s method of assessing residential property at 19% of market value when calculating property taxes. These factors can significantly influence take-home income and annual household budgets.
Looking for guidance on budgeting, investing, or retirement in the Show-Me State? Connect with a Missouri financial advisor through MyStages®—your financial future starts with a conversation.