Navigating your financial journey requires thoughtful planning and expert guidance. Whether you’re just starting your career, building wealth, or preparing for retirement, having a trusted financial advisor can make all the difference. New Hampshire’s unique financial landscape, characterized by its tax structure and cost of living, presents both opportunities and challenges that necessitate careful consideration.
At MyStages®, we connect you with experienced New Hampshire financial advisors who understand your specific needs. Whether you’re looking to save for a home, maximize your investments, or secure your retirement, we’ll help you find a financial advisor in New Hampshire who aligns with your goals.
Contact Us
Share a few details with us, and you’ll be on your way to our first meeting. We can’t wait to get to know you and your goals and dreams.
Our Network in New Hampshire
Wherever you are in the Granite State, MyStages® has financial experts ready to assist you. Whether you reside in Manchester, Nashua, Concord, Portsmouth, or the scenic towns of the Lakes Region and the White Mountains, our advisors provide personalized financial strategies tailored to your location and lifestyle.
Financial priorities can vary across the state. In urban areas like Manchester, investing and homebuying may be top concerns, while in rural communities, long-term financial security and estate planning might take precedence. No matter where you are in New Hampshire, you can find a financial advisor near you who understands the financial challenges and opportunities unique to your region.
How Can We Help?
Our New Hampshire financial advisors offer customized solutions to help you navigate life’s major financial decisions.
- Financial Planning: A solid financial plan keeps you prepared for both the expected and unexpected. Instead of guessing your way through important money decisions, work with a professional to create a roadmap tailored to your financial future.
- Investing:Your investment strategy should evolve as you progress through your career. Whether you’re building wealth, securing assets, or preparing for retirement, our advisors help you make informed decisions that fit your financial stage.
- Insurance: The right insurance coverage protects your future. From life and health insurance to disability and long-term care, we’ll help you understand what coverage you need and how to get the most value for your money.
- Retirement / Pre-Retirement: Setting up a secure retirement doesn’t happen overnight. Our advisors guide you through planning for Social Security, estate management, and building a financial cushion that supports your ideal retirement lifestyle.
Financial Expertise At Any Stage of Life
Financial planning isn’t one-size-fits-all. Your financial needs evolve over time, and having the right guidance at each stage makes a significant difference. Our New Hampshire financial advisors provide expertise tailored to your unique financial situation.
- Early Career: Many young professionals in New Hampshire focus on paying off student loans, creating a budget, and starting an emergency fund. We help you lay the groundwork for a strong financial future.
- Mid-Career: As you advance in your career, financial responsibilities grow. From buying a home to funding your children’s education, we provide strategies for managing your finances while securing your long-term goals.
- Pre-Retirement: This is the time to fine-tune your retirement plan. We assist with portfolio adjustments, Social Security planning, and estate organization to ensure a smooth transition into retirement.
- Retirement: Once you retire, managing fixed income and healthcare costs becomes a priority. Our advisors help with long-term care planning, Medicare guidance, and strategies to make your retirement funds last.
New Hampshire Financial Facts
Understanding New Hampshire’s economic landscape can help you make smart financial decisions, whether you’re planning for retirement, investing, or purchasing a home. With a cost of living that varies across regions and a distinctive tax structure, New Hampshire provides financial opportunities for individuals and families looking to build wealth and financial security. Here are some key financial facts about the state:
Income
- New Hampshire’s median income is approximately $66,110, which is slightly above the national median of $65,470. This modest advantage can offer a bit more financial flexibility, especially when paired with the state’s lack of sales and income taxes.
Housing
- The median home price in New Hampshire is about $482,600, notably above the national median of $433,229. This rise in housing costs highlights the importance of early financial planning, especially for first-time homebuyers in competitive markets like the Seacoast and southern regions.
Taxes
- Sales Tax: New Hampshire has no general sales tax, making it one of only five states with this advantage.
- Income Tax: New Hampshire does not tax wages or salaries. Until recently, it imposed a tax on interest and dividends, but this has been phased out and officially eliminated by 2025. This makes New Hampshire one of the most income-tax-friendly states for both workers and retirees.
- Property Tax: The average effective property tax rate in New Hampshire is approximately 1.93%, which is significantly higher than the national average of 1.04%. While New Hampshire saves residents money with no income or sales tax, property taxes remain a key source of state and local revenue.
- Unique Taxes in New Hampshire: While New Hampshire lacks a broad-based sales or income tax, it imposes several specific taxes that impact individuals. These include an 8.5% meals and rentals tax on restaurant meals, hotel stays, and car rentals; a real estate transfer tax shared by buyers and sellers during property transactions; a 10% timber tax on the value of timber at the time of cutting; excise taxes on tobacco products; and a utility property tax applied statewide to the value of utility infrastructure.
Looking for a trusted New Hampshire financial advisor? Start planning with MyStages® today and take charge of your financial future.