From the Wasatch Front to the red rock canyons of the south, Utah offers a dynamic blend of growth and stability, but managing your finances here still takes careful planning. Whether you’re starting your career, raising a family, or preparing for retirement, the guidance of a trusted financial advisor can make all the difference. At MyStages®, we help you navigate the complex world of personal finance with confidence.
Our Utah financial advisors understand the unique economic conditions and lifestyle needs of residents across the state. Whether you’re saving for your first home in Salt Lake City or preparing for retirement in St. George, there’s a financial advisor in Utah ready to support your goals.
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Our Network in Utah
No matter where you live in the Beehive State, MyStages® offers access to knowledgeable financial professionals. Our network includes advisors based in Salt Lake City, Provo, Ogden, St. George, and Logan—each with local insight and a strong commitment to client success.
Whether you’re planning for college expenses in Utah County or managing a small business in Northern Utah, our advisors deliver personalized strategies tailored to your lifestyle and location. Wherever you are in the state, you can find a financial advisor in Utah who understands your community and your financial journey.
How Can We Help?
At MyStages®, our Utah financial advisors are equipped to help you face financial decisions with clarity and purpose. No matter your age, income, or location, our team offers a wide array of services to meet your evolving needs.
- Financial Planning: Life doesn’t come with a financial manual—but we do. Our Utah financial advisors work with you to build a comprehensive plan, whether you’re budgeting on a first salary or preparing for a well-earned retirement. With guidance tailored to your situation, you’ll have the confidence to move forward with purpose.
- Investing: Investing isn’t one-size-fits-all. Whether you’re growing your wealth in Provo or securing your retirement in Ogden, our advisors offer investment strategies that match your goals and timeline. We help you understand the risks, diversify smartly, and stay on track—wherever you are in life.
- Insuring: A sound financial plan includes protecting yourself and your loved ones. From health and life insurance to specialized coverage for Utah’s unique natural disaster risks, our advisors ensure you’re covered without overspending.
- Retirement / Pre-Retirement: Whether retirement is decades away or just around the corner, we help you prepare. From understanding Social Security to creating tax-efficient withdrawal strategies, our Utah financial advisors will help you approach retirement with confidence and clarity.
Financial Expertise At Any Stage of Life
Your financial needs evolve, and so should your financial advice. MyStages® offers personalized guidance for every chapter of your financial journey, no matter where you start or where you’re headed.
- Early Career: Starting out in Utah often means balancing student loans, a new job, and your first budget. Our advisors help you build a strong financial foundation—from creating an emergency fund to setting achievable savings goals.
- Mid-Career: Life gets more complex in your 30s and 40s. You might be buying a home, starting a business, or saving for your children’s education. Our Utah financial advisors offer strategies that help you manage these responsibilities while planning for the future.
- Pre-Retirement: As retirement approaches, we help you fine-tune your financial plans. Whether it’s evaluating your investment portfolio or planning your estate, our advisors ensure you’re well-positioned to transition smoothly into retirement.
- Retirement: Retirement is the reward for a life of hard work, but it still takes planning. Our advisors assist with managing fixed income, navigating healthcare expenses, and protecting your legacy, so you can enjoy the peace of mind you’ve earned.
Utah Financial Facts
Utah’s strong economy, relatively low cost of living, and family-friendly communities make it an attractive place to build financial security. However, a closer look at income, housing, and tax data can help you make more informed financial choices. Here’s what to know:
Income
- The average annual wage in Utah is approximately $61,070, slightly below the national average of $65,470. While wages are growing, especially in tech and healthcare, income levels vary across the state. Urban centers like Salt Lake City and Provo typically offer higher salaries, while rural areas may see more modest income opportunities.
Housing
- Utah’s housing market remains competitive. The median home price in Utah is around $560,000, which is well above the national median of $433,229. High demand and limited inventory in cities like Salt Lake City and St. George contribute to rising prices, making strategic financial planning essential for prospective homeowners.
Taxes
- Sales Tax: Utah’s combined state and local sales tax rate averages around 7.25%, higher than the national average of 6.44%. The state sales tax is 6.1%, with additional local taxes varying by municipality.
- Income Tax: Utah has a flat state income tax rate of 4.55%, applying the same rate to all income levels. This straightforward structure can simplify filing and may benefit middle-income earners compared to states with progressive tax systems.
- Property Tax: Utah’s average effective property tax rate is approximately 0.57%, significantly lower than the national average of 1.04%. This makes homeownership more affordable in terms of annual tax obligations, particularly for families and retirees.
- Unique Taxes: Utah does not tax Social Security income for qualifying seniors, making it a retirement-friendly state. The state also exempts groceries from the full sales tax rate, applying a reduced rate instead. Additionally, Utah offers a circuit breaker property tax relief program for low-income seniors and disabled residents, providing additional financial support where it’s most needed.
Whether you’re building a foundation in Logan or retiring in St. George, MyStages® is here to guide your financial journey in Utah—with advice that’s local, trusted, and tailored to your life stage.