Building a secure financial future takes more than good intentions—it requires smart strategies and expert support. Whether you’re early in your career, planning for retirement, or managing wealth in later life, the guidance of a trusted financial advisor can make a meaningful difference. In Vermont, where the economic landscape includes both vibrant small towns and rural communities, personalized financial advice is essential.
At MyStages®, we connect you with Vermont financial advisors who understand the state’s unique challenges and opportunities. From planning your budget to investing for the long term, you’ll find a financial advisor in Vermont who can help you make confident, informed decisions.
Contact Us
Share a few details with us, and you’ll be on your way to our first meeting. We can’t wait to get to know you and your goals and dreams.
Our Network in Vermont
Vermont may be one of the smaller states by population, but our network of financial advisors spans the entire Green Mountain State. Whether you’re in Burlington, Montpelier, Rutland, St. Albans, or Barre, we’re here with tailored financial services to meet your needs.
From urban professionals in Burlington to retirees in scenic small towns, our financial advisors are equipped to help Vermonters from all walks of life. Whether you’re managing assets, starting a savings plan, or preparing for retirement, there’s a financial advisor in Vermont who’s ready to assist.
How Can We Help?
Our Vermont financial advisors offer comprehensive services that adapt to your life stage, income level, and financial aspirations. No matter where you live—from the Northeast Kingdom to southern Vermont—we’re ready to support your journey.
- Financial Planning: A clear financial plan is your roadmap to achieving your goals. Whether you’re mapping out your career or organizing your finances for retirement, our Vermont financial experts help you make a plan you can follow with confidence.
- Investing: Investing should feel empowering, not intimidating. Whether you’re just getting started or refining an established portfolio, our advisors develop strategies suited to your goals and life stage, so your money works as hard as you do.
- Insuring: Insurance is a cornerstone of financial security. From life and health coverage to disability and property protection, our Vermont advisors help you select the right policies, avoiding gaps and costly over-insurance.
- Retirement / Pre-Retirement: Retirement requires more than wishful thinking—it demands preparation. Whether you’re years away or already planning your Social Security timeline, we’ll help you build a strategy that supports the retirement lifestyle you want.
Financial Expertise At Any Stage of Life
At MyStages®, we believe financial success is built through consistent, stage-appropriate planning. That’s why our Vermont financial advisors provide focused advice tailored to where you are in life.
- Early Career: Starting out often means managing student loans, building credit, and learning to budget. We’ll help you set financial goals, create an emergency fund, and lay the groundwork for long-term security.
- Mid-Career: As your career grows, so do your financial responsibilities. Whether you’re buying a home, saving for college, or reassessing your insurance needs, our Vermont advisors help you stay on track while planning ahead.
- Pre-Retirement: Now’s the time to fine-tune your long-term strategy. We guide you through evaluating your portfolio, optimizing Social Security, and preparing estate documents, so you’re ready for a smooth transition into retirement.
- Retirement: Life doesn’t stop when work ends—and neither should your financial planning. From Medicare guidance to managing withdrawals from retirement accounts, our Vermont advisors help ensure your resources last through retirement.
Vermont Financial Facts
Understanding your state’s financial environment helps you make informed decisions. With relatively high taxes and a rural housing market, Vermont presents unique financial dynamics. Here’s how Vermont compares to national benchmarks:
Income
- The average annual wage in Vermont is about $62,780, slightly below the national average of $65,470. Burlington and Chittenden County typically see higher wages due to their healthcare and education sectors, while more rural areas may reflect modest income levels with a lower cost of living.
Housing
- Vermont’s median home price is approximately $439,500. This is slightly above the national median of $433,229, driven by limited inventory and strong demand in popular areas like Chittenden and Windsor counties. First-time buyers may find better opportunities in more rural towns with lower price points.
Taxes
- Sales Tax: Vermont has a statewide sales tax of 6%, slightly below the national average of 6.44%. However, certain municipalities like Burlington may add a local option tax, increasing the total rate on some purchases.
- Income Tax: Vermont uses a graduated income tax system, with rates ranging from 3.35% to 8.75%, among the highest nationally. This can significantly impact higher earners, especially those without robust tax planning.
- Property Tax: Vermont’s effective average property tax rate is about 1.83%, well above the national average of 1.04%. This is partly due to the state’s education funding formula, which is property-tax driven and impacts all homeowners, regardless of income level.
- Unique Taxes in Vermont: Vermont taxes Social Security benefits for some residents, depending on income, and applies a statewide Education Property Tax. It also levies a “meals and rooms” tax affecting tourism-heavy areas and applies estate tax starting at $5 million in net worth, potentially impacting wealth transfer planning.
Whether you’re putting down roots in Rutland or settling into retirement in Brattleboro, MyStages® is here to support your financial growth. Let us connect you with a local Vermont financial advisor who understands your goals and how to help you reach them.